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My biggest issue.  I want everything to be a PIECE OF CAKE - or a yummy gluten-free cupcake as my case may be. When I first opened the  Navigating Your Finances God's Way  small group study back on February 21st, my subconscious expectation was to have  all my financial woes  FIXED by time I reached Lesson 10!  Well, we are only on Lesson 8, and I can attest that many of our fiscal problems still exist.   We still live paycheck to paycheck, we still occasionally need a boost from our lone credit card to make our ends meet, I still do not have a steady stream of income, and our cars are still both on their last leg.   I paint such  a pretty picture every week  don't I!  Well, that comes from some years in marketing and others in human resources - you always give the negative 'strokes' before launching into the positive. IT will not be the quick fix ... READ MORE of how we are pulling ourselves out of debt All Rights Reserve...

Week 2 of  Navigating Your Finances God's  Way  ....  My first discovery this week.  We don't own as much of value as I thought but what we do own I am rather possessive of (verses recognizing that all is a gift and essentially on loan from God). This week called for a completing a list of assets.  I have realized that much of our debt came during the PRE ~ DVR/On Demand and electronic music days.  WE have spent thousands of dollars in music CDs, videos and books - that cluttered our home and were watched, read or listened to once at best.  I used to spend so much money on Amazon (mostly for those 3 types of items) that I would (legit) get a Christmas present from Amazon every year! I also realized I spent a great deal of money on toys, clothes and shoes - the majority of which was barely played with or worn.  SEE A pattern here ... I KNOW I do!! This week's lesson focused on recognizing GOD'S ownership over ours.  Having attended a f...

Our money problems did not start overnight.  They built overtime.  Every decision held a consequence, yet we were blissfully unaware as we spent and then after the debt had built, we continued to be blissfully unwilling to change - and consciously choose to ignore it ( Problem #1 ). To figure out where we are going, first we need to look at how we got here.  Kevin and I met when we were in high school and began dating his freshmen year in college (my junior year of high school).  We were married 5 years later, while I was still in college.  We were 21 and 23, and absolutely clueless on how to manage finances ( Problem #2 ).  I had embraced the 1980's with great zeal -- amassing over 15 credit cards (mostly of the store variety) by time I was 20 years old ( Problem #3 ).   Kevin was unaware of most of them ( Problem #4 ).  We were both hard workers but underemployed ( Problem #5 ).   So what now? Where do we start to reclaim our l...

A Wet Sunday Morning by Edmund Blair Leighton In the following piece of advise, St Francis talks about what is required for our Sunday obligation in which we receive Jesus in Holy Communion.  The last bit of counsel for married couples was quite interesting. "There is no danger in doing all sorts of good and necessary tasks and in working on the day when one has been to communion.  In the primitive  church when everyone went to communion everyday, do you think that they sat their with their arms folded for the rest of the day?  And St. Paul, who generally said Mass, went on earning his living by the work of his hands. To read the rest, visit The Sincere Gift